Country Club Bank Presents

This session helps participants understand options for borrowing money and what they cost.

By the end of this lesson, participants will be able to:

• Define types of loans
• Distinguish between secured and unsecured loans
• List costs associated with borrowing money
• Compare loan offers, including using Truth in Lending Act (TILA) disclosures
• List factors lenders may use to evaluate loan applications
• Identify ways to improve how lenders might evaluate their loan applications
• Distinguish between co-borrowing and co-signing and know important facts and risks related to each
• List responsibilities of people helping them manage their money
• Know what to discuss with the person helping them